1.
A
penny
saved
is
a
penny
earned.
【saving
money】

2.
Early
to
bed
and
early
to
rise
makes
a
man
healthy,
wealthy,
and
wise.
【healthy
lifestyle】

3.
Waste
not,
want
not.
【reduce
waste】

4.
Procrastination
is
the
thief
of
time.
【time
management】

5.
Necessity
is
the
mother
of
invention.
【creativity】

6.
A
stitch
in
time
saves
nine.
【prevention
is
better
than
cure】

7.
Actions
speak
louder
than
words.
【taking
action】

8.
Practice
makes
perfect.
【consistent
effort】

9.
An
ounce
of
prevention
is
worth
a
pound
of
cure.
【preventive
measures】

10.
Never
put
off
till
tomorrow
what
you
can
do
today.
【procrastination】

11.
Make
hay
while
the
sun
shines.
【seizing
opportunities】

1
2.
Time
and
tide
wait
for
no
man.
【time
management】

1
3.
Where
there's
a
will,
there's
a
way.
【determination】

1
4.
Rome
wasn't
built
in
a
day.
【patience】

1
5.
Every
cloud
has
a
silver
lining.
【positivity】

1
6.
You
can't
judge
a
book
by
its
cover.
【look
beyond
appearances】

1
7.
Better
late
than
never.
【not
giving
up】

1
8.
A
picture
is
worth
a
thousand
words.
【visual
communication】

1
9.
When
in
Rome,
do
as
the
Romans
do.
【adapting
to
new
cultures】

20.
Laughter
is
the
best
medicine.
【sense
of
humor】